GEA, Feman Jaya; SIANTURI, Firman; SINAGA, Jannes; SAGALA, Teguh; SIALLAGAN, Hamonangan. The Impact of Negative Interest Rates (Negative Interest Gates ) on Guarantee And Liquidity Models In Clearing Houses L. Jurnal Ilmu Sosial dan Humaniora , [S. l.], v. 3, n. 4, p. 476–489, 2025. DOI: 10.58540/isihumor.v3i4.1307. Disponível em: https://www.putrapublisher.org/index.php/isihumor/article/view/1307. Acesso em: 27 apr. 2026.